Oh! one more thing, the car insured amount is minimum RM10k. I insured with 3 insurance companies, all also minimum is RM10k, means my insurance premium for as long as I keep them will never change. Only can go up if loading goes up.....Get use to it man... me pay loading for nearly 5 years already from 5% to 30% although the agent is my aunt where she always get the best cover for my Kancil but this year 21 years already and she said not worth since loading is high, asking me to change to 3rd party since sum insured just 8,000 only..
To tell the truth.. no such things in bolehland change something without digging our pocket cheaper.. if got also in dreams..