~Motor Insurance Corner~ Anything & Everything About It !

[peeche]

just renew my 9 years old Kancil that i gave to lil my sister. etiqa insurans.. minimum isured value is RM12k.. insurans + roadtax + windscreen already RM345.. max ncd already..

---------- Post added at 06:47 PM ---------- 6 hour anti-bump limit - Previous post was at 06:46 PM ----------

next month of march.. need to renew my perdana and satria neo pulak. i hate when it comes new year..

 

[vr2turbo]

just renew my 9 years old Kancil that i gave to lil my sister. etiqa insurans.. minimum isured value is RM12k.. insurans + roadtax + windscreen already RM345.. max ncd already..

---------- Post added at 06:47 PM ---------- 6 hour anti-bump limit - Previous post was at 06:46 PM ----------

next month of march.. need to renew my perdana and satria neo pulak. i hate when it comes new year..

If have a few cars must try to split their renewal date......

 

[peeche]

If have a few cars must try to split their renewal date......

that's why.. previously i planned to trade in my perdana for a new car. ended up by buying a satria neo and give it to my wife.. only noticed it when it comes to road tax renewal.. salah planning laaa.. :stupid::stupid::stupid:

 

[DanzEterna]

bonus can cover all ma...

 

[jimmyae101]

when buy,anything say ok,when accident happen,too many excuses to tell out....be careful sweet word..

 

[vr2turbo]

Yup, must read the fine prints.....

 

[DanzEterna]

anyone knows how to apply for 3rd party insurance & which company does it without any hassle?
some say need to go for puspakom inspection 1st, is it true?

 

[vr2turbo]

anyone knows how to apply for 3rd party insurance & which company does it without any hassle?
some say need to go for puspakom inspection 1st, is it true?

I remember some mention Post office got sell.....

 

[yopo]

..yup..post office do provide a variety of third party insurerers..
and no need to go to puspakom inspection unless for changing of engine or rodtax had expired for more than a year already..
..having a third party coverage will not gonna be the same like the comprehensive one..that's for sure..
we'll have to play with so many risks should any misfortune event happens to our car..

 

[fazidk]

In other words "we ppl will always b on d losing side"..so wats up wiz d PM saying "rakyat didahulukan" crap????its their pockets yg "didahulukan"!!!...

 

[vr2turbo]

They no need pay for insurance and road tax mah!.....

 

[LesleyAprotto]

If anyone wants to buy motor insurance without the hassle, then go straight to the insurance company counter.

If you go through agents, they will tell you all sorts of stories,

eg 1) your car is on decline list, so need loading 15%....

2) your car exceed certain years, need loading,

3) insurance company do not want to accept your risk unless you buy certain amount of PA

4) windscreen and PA is compulsory

5) your sum insured is below market value, you need to insure additional 10K or so....

Last week I went straight to insurance company counter, evade all the gedebak gedebook the agent added on...

And....

To my surprise!

I got additional 10% premium rebate on the total premium!

Service was good, just got to wait for my turn in the numbering Q system, about 15 mins-20 mins, its done !
:flute:

 

[vr2turbo]

If anyone wants to buy motor insurance without the hassle, then go straight to the insurance company counter.

If you go through agents, they will tell you all sorts of stories,

eg 1) your car is on decline list, so need loading 15%....

2) your car exceed certain years, need loading,

3) insurance company do not want to accept your risk unless you buy certain amount of PA

4) windscreen and PA is compulsory

5) your sum insured is below market value, you need to insure additional 10K or so....

Last week I went straight to insurance company counter, evade all the gedebak gedebook the agent added on...

And....

To my surprise!

I got additional 10% premium rebate on the total premium!

Service was good, just got to wait for my turn in the numbering Q system, about 15 mins-20 mins, its done !
:flute:

I buy direct also, but my old car still got loading.....

 

[Maxx]

If anyone wants to buy motor insurance without the hassle, then go straight to the insurance company counter.

If you go through agents, they will tell you all sorts of stories,

eg 1) your car is on decline list, so need loading 15%....

2) your car exceed certain years, need loading,

3) insurance company do not want to accept your risk unless you buy certain amount of PA

4) windscreen and PA is compulsory

5) your sum insured is below market value, you need to insure additional 10K or so....

Last week I went straight to insurance company counter, evade all the gedebak gedebook the agent added on...

And....

To my surprise!

I got additional 10% premium rebate on the total premium!

Service was good, just got to wait for my turn in the numbering Q system, about 15 mins-20 mins, its done !
:flute:

iinm, if go directly to insurance company can get 10% discount.

 

[LesleyAprotto]

Yes, only certain company not all companies though....

 

[Maxx]

Yes, only certain company not all companies though....

oh.. ic..
do u know which exact company provide the 10% if walk-in?

 

[vr2turbo]

Yes, only certain company not all companies though....

I think all, if not most.....

---------- Post added at 10:49 AM ---------- 6 hour anti-bump limit - Previous post was at 10:49 AM ----------

oh.. ic..
do u know which exact company provide the 10% if walk-in?

Ask your current one. Are you buying through agent now?

 

[me2kimi]

What is the meaning by "loading" and charge that everybody talk about? Please enlighten me.

 

[vr2turbo]

What is the meaning by "loading" and charge that everybody talk about? Please enlighten me.

Old car after 10 years or 15 years depending on the insurance company will load your premium.
My car is 20 years old so they load 20% over my premium.....

 

[LesleyAprotto]

iinm, if go directly to insurance company can get 10% discount.

PM me if you want to know which company....:wavey: