hie bro, if u calculate lets say u take loan 130k x 4.5% x 9 + 130k = thats the total amount. and u shud know that now taxes gone up and im not sure if it applies to the car right now. for eg: rexton used to tax around 20k and now government tax more, i think tax alone itself cost 60k, for ferrari, tax around 400k but now is 900k, from a million dollar car became 2 million worth of car. so better be prepared of car price rising very soon. so if u were to get an imported car, better be fast, u know well dat government are protecting their national car, to protect them, they raise imported car.
another charges is insurance itself cost few thousand oredi bro