Annual Fee also must consider
Principal Co-Brand Gold Card RM195
Supplementary Co-Brand Gold Card RM100
he Cardholder’s Monthly Total Spend will determine the Tier which the Principal Cardholder falls into, the applicable percentage of Rebate on Shell Fuel Spend and the Maximum Shell Fuel Spend to Earn Rebates, all of which are described in the table below.
(a) If the Cardholder’s Monthly Total Spend falls under Tier 1, the Rebate on Shell Fuel Spend earned by the Principal Cardholder will be 4.0% of the Monthly Total Spend on Shell Fuel subject to the Maximum Shell Fuel Spend to Earn Rebates of RM250 only;
(b) If the Cardholder’s Monthly Total Spend falls under Tier 2, the Rebate on Shell Fuel Spend earned by the Principal Cardholder will be 6.0% of the Monthly Total Spend on Shell Fuel subject to the Maximum Shell Fuel Spend to Earn Rebates of RM500 only;
(c) If the Cardholder’s Monthly Total Spend falls under Tier 3, the Rebate on Shell Fuel Spend earned by the Principal Cardholder will be 8.0% of the Monthly Total Spend on Shell Fuel subject to the Maximum Shell Fuel Spend to Earn Rebates of RM800 only.
Monthly Total Spend --- Rebate on Shell Fuel Spend --- Maximum Shell Fuel Spend to Earn Rebates
RM300 to RM999 ---------------- 4.0% ------------------------ RM250
RM1,000 to RM2,499 ----------------- 6.0% ------------------------ RM500
RM2,500 and above ----------------- 8.0% ------------------------ RM800
For illustration purpose:
If the Cardholder’s Monthly Total Spend for the month is RM1500 (which falls under Tier 2), comprising of RM700 of Shell Fuel Spend and RM800 of Non Shell Fuel Spend, the Rebate on Shell Fuel Spend earned by the Principal Cardholder will be RM30 only (i.e. 6.0% of the Maximum Shell Fuel Spend to Earn Rebates of RM500).
Consider wisely :) All this info is taken from the term and conditions of Shell Citibank Gold Credit Card at Citibank Malaysia's website.