Hey,.. how r u, pic fail to upload. size too big. iv check the max loan can go is about RM 22k.. HeH!!!! crazy yarh!!! there were another option, u can use; Bank Rakyat as a personal loan, the intrs rate not much diffrnt . is about 4.5% but u need to check 1st kay... feel free to call me. i can mail u the pic, may be...